If you are thinking about buying a used car in Richmond Hill but are not sure whether or not to buy a car using a car loan, then we are happy to share with you some of the many reasons why we think buying a car with a car loan is a wise choice for many of our customers. When our customers apply for car loans, they are sometimes concerned about issues related to their finances, such as bad credit, the loan amount that they may qualify for, and interest rates. However, there are many other factors that go into determining whether a car loan is right for you.

Here are a few things that you may want to think about when determining whether or not to get a car loan in Toronto:

It helps you get a good car now

Many of our customers tell us that they are trying to decide between getting a good car with a car loan in Richmond Hill or settling for a car that only meets their short-term needs that they can buy with cash. From a safety, long-term investment, and overall quality perspective, we generally encourage our customers to get a car loan that allows them to buy a car that will suit their long-term needs and current lifestyle. We can offer competitive interest rates that will help these customers to keep low monthly loan repayment amounts that they can easily afford – no matter how long they plan to keep the car loan.

You can refinance

One issue that comes up with many of our customers with bad credit is the fact that customers with bad credit generally have to pay greater interest rates and qualify for lower loan amounts. When customers have bad credit, we encourage them to go ahead and get the safe and reliable car – even if it means paying more for their cars now. A few years down the road, paying those loan repayments each month will result in a higher credit score. With that higher credit score, they can refinance their car loans in order to save money down the road – but they’ll still have that safe and reliable car.

It’s easy

Getting a car loan is not as easy as some people might imagine. In fact, getting a car loan can be done in the same day that you apply – and you can begin the process from the comfort of your own home or office. Simply complete the credit application online to get started right where you’re sitting!

At Bob Bannerman, your Jeep dealer in Toronto we look forward to helping you get the best car loan for your needs. Contact us today to get started!

While we always recommend that our customers come in for regular service on their used cars in Markham, there are a few things to look out for that may indicate it’s time for a special service or stop into our service department. By paying attention to regular service issues and car maintenance schedules, you can help to ensure that your used car will last for years to come without having problems that will diminish the life or quality of your used car.

Here are a few things to look out for that may indicate it’s time to come in for service:

A clicking sound when making turns

A clicking sound when making turns is most likely to occur if your car is a sedan and if you have been driving your car with uneven tire pressure or unbalanced tires. In many cases, a clicking sound when turning is indicative of a cracked axel, which is a serious problem that is actually quite common. It’s important to have a cracked axel repaired immediately so that the axel does not actually break apart completely while you are driving.

Squealing noises from the engine

If your engine begins to make squealing noises, there could be a variety of causes – all of which require attention. In many cases, a squealing noise will occur if you have loose belts or cracked belts. Loose or cracked belts should be repaired as soon as possible to avoid damage to your engine.

Clicking when the engine is turned off

If you hear a faint clicking immediately after turning off your engine, not to worry – this is usually the normal noise of your engine cooling down. You are welcome to stop by to have us take a look at the engine, but chances are good that you’re fine.

We have a full service department with trained technicians who have experiencing servicing all types of used cars in North York. Contact Bob Bannerman, your Chrysler dealer in Toronto today for more information about how we can help you maintain your used car so that it will last for years to come.

Buying a used car can be a challenge – especially if you have not been in the car-buying market for awhile. There are so many technological advances that make certain features and options more readily available – and affordable – than ever before. Moreover, there are so many different options on the market that it can be challenging to even know where to begin your used car search. For that reason, we’re happy to help all of our customers with their used car searches – no matter what types of used cars they are looking for or what their budgets are.

Here are a few things that you need to know about buying a used car in Scarborough with the help of a dealer:

It’s like having a personal consultant

When you work with one of our dealers to find the right used car in Toronto for your needs it’s like having a personal consultant. Our dealers work one-on-one with each of our customers to help them find the right options, cars, and features that meet their needs – whether those needs are focused on a customer’s budget or lifestyle. We’ll walk you through the lot to show you each of the cars that we recommend to you. Then, once you narrow your selection down to the cars you think you might like the most, we’ll make sure you test drive those cars before you make your final buying decision.

We will help with the budgeting and finances

Many of our customers know that they need to get a used car in Richmond Hill when they begin the car buying process, but they may not be certain of how much money they are able to spend on the used car. We help each of our customers develop their budgets and then find cars and financial plans that match those budgets. Through our dealership, our customers can arrange to have competitive car loans, get special rates and programs that will lower the cost of the used cars, and even trade in cars that they currently own. After working with our financial planners and lending team, many of our customers are surprised by how much money we are able to help them save – and by how much car they are able to purchase with the money they have!

Contact Bob Bannerman , your Toronto Chrysler dealer today to learn more about how we can help you find the right used car for your needs and budget. You’ll love the solutions we help you find!

Obviously vehicle tires serve an important purpose. Without them, a vehicle wouldn’t be able to move. It’s important to pay careful attention to your tires. They aren’t meant to last forever and will eventually begin to lose performance ability. As tires age and the tread on them wears down they become less safe. Tire failure can lead to serious accidents, so it’s important to know when it’s time to replace them.

The tread on the tire improves traction, especially on wet roads. As the tread begins to wear the tire isn’t as safe. A good rule of thumb is that if it’s down to 1/16 of an inch it’s time to replace the tires. In fact, in some states it is a legal requirement that tires have proper tread above 1/16 of an inch. There are a few ways to determine that the tire is worn. Perhaps the most popular way is the “penny test”. Simply put a penny upside down in the center of the tread. The tire is still good as long as you can’t see the top of Lincoln’s head. If you can see his head, the tires should be replaced.

Of course, this isn’t an exact science and this test has been criticized for not being 100% accurate. A more accurate way to check is to use a tire tread gauge. These can be bought at any auto store for a few dollars. You can also check the tread wear indicator on the tire. The tread wear indicator is located in the groove of the tread. If it is even, or almost even, with the tread around it, it means that the tire is worn. It’s no longer safe and should be replaced immediately.

You can also just use common sense when determining that a tire should be replaced. Regularly check out your tires to see how they look. Keep an eye out for any deep cracks or bubbles. Check the wear on all of the tires. If the wear is uneven on the front it could mean that there is an alignment issue. Make sure that tires stay properly inflated. If you notice that they don’t maintain correct tire pressure and lose air quickly, there is a problem with the tire.

Check your owner’s manual, but typically 6 years is a good amount of time to be using the same tires. It depends on your driving style, but 10 years should be the absolute maximum for using the same tires. A tire begins aging as soon as it is manufactured, not from its use date, because tires can deteriorate even if they are just sitting in a store. Tires can also age faster in warmer climates. When in doubt, have a trusted mechanic take a look at the tires when you have routine maintenance work done and get a professional opinion on the wear and tread.

_____________________________________________________________________________________________________________________________________

To check your tires you can schedule car service in Toronto, you can just fill in our online form and we will contact you with a time that works with your busy schedule. Bob Bannerman , your Chrysler dealer in Toronto, offering a full selection of new and a large inventory of used trucks, and used cars in Toronto. Visit us today!

Here are a few things that you need to know about how to apply for auto loans in Markham online and how to get more helpful information that can help you:

Check out all of our financing options

Even if you think that you will definitely take advantage of our auto loans, be sure that you take time to review all of the financing options that we have to offer. These financing options include our auto loans as well as trade-in programs and even special deals and rates that we have ongoing throughout the years.

Complete the credit application

Once your review all of the financing options that we have available to you, complete the credit application. We have this credit application available online so that you can complete it from the comfort of your home or office. When you submit it, you will be submitting it over our secure server so that you do not have to worry about losing your information online.

You can also complete the credit application in person by stopping by our dealership anytime!

Speak with a lender

Once we receive your credit application either online or in person, our experienced lenders will take time to review it. During this review process, we will develop several different loan options that you can use when you take the car loan in Markham out. These loan options will be based on your unique credit situation as well as your current financial situation.

Select the option for you

After you take time to review all of the auto loan in Toronto options that we have developed for you, it’s time to select the option that is right for your needs. This option should help you to afford your car when you buy it, but also for the full duration of the loan. Remember: you’ll have to repay this loan on a monthly basis for several months or years to come, so it’s important that you are comfortable with the arrangement.

Contact us today for more information about our auto loans or to get started with the process online!

When it comes to buying a new or used car in Scarborough, it is important to take a look at your budget – both long term and short term – before making any financial commitments. Keep in mind that your used car will not only require an upfront payment, but you will also need to make regular payments on the car if you purchase it using a loan. Plus, every car needs maintenance from time to time as well.

Here are 3 things you need to think about in order to save money on your used car in Toronto:

Fuel Efficiency

Believe it or not, having a fuel efficient car can save you thousands of dollars each year. Not only are fuel efficient cars better for the environment because they have less fuel emissions, but they are also better for your pocket book. When you save money each month at the pump, you can invest that money in high interest rate CDs or savings accounts that will actually earn you money over time.

Less Maintenance

It is important that you look for a used car in Scarborough that will require as little maintenance as possible. Some brands and models of cars are known for their reliability, which means that they have few problems and are inexpensive to fix when something goes wrong. Other cars, however, are known for their unreliability, which means that they may require more fixes and they may be more expensive to fix when something goes wrong. It may be nice to think that the car you are purchasing will not require any maintenance or repairs, but remember that it is important to plan for those expenses as well.

Resale Value

No matter how long you think you will have your car, it is important to think about the vehicle’s resale value so that you will be able to predict how much money you will be getting back from the car when it comes time for you to sell it. The resale value is different for each car. The best way to predict resale value is to look at the history of the vehicle from a sales perspective.

No matter what kind of used car in Toronto you purchase, remember to take into consideration the basics in order to save money not only during the initial sale, but also during the long-term course of your ownership. Used cars can be expensive if you are not careful during the initial purchase.

Having bad credit is nothing to be ashamed of. We have many customers each day that approach us for car loans, but are embarrassed by their credit situations. They also believe that because they have bad credit, they will not be able to get a good car loan that they can actually afford. We want all of our customers to know, first, that we are here to help them get the best cars and the best car loans for their needs. Therefore, we will not pass judgment on them because they have bad credit. In fact, if our customers have bad credit, they are still able to get great cars at amazing car loan rates.

However, by taking some small steps to repair their credit, our customers will be able to position themselves to get a better car loan rate years down the road. We can recommend some simple changes today that will help each of our customers set themselves up for lower interest rates and higher loan amounts years down the road. Here are a few tips for our customers that can help them repair their credit:

Get that car loan

Get that car loan. Go ahead! Even if you have to take out a bad credit car loan, you will not only be able to drive away in a car, but you will actually be rebuilding your credit. Whenever you take out a bad credit car loan, you will be setting yourself up to get a good credit car loan down the road. Why? Because as long as you repay that bad credit car loan, you’ll be showing future lenders that you have a history of being financial stable and of being responsible enough to repay your car loans. Future lenders will like that!

Stay put

If you have been changing your address or job frequently, we know that this may not be your fault. However, it will still reflect negatively on your credit. Therefore, stay put as much as you can. This means keeping the same mailing address and, if possible, keeping the same job.

Minimize debts

It’s important that you keep your debts as streamlined as possible. This means that you minimize the number of debts that you have. Close old credit card accounts that you no longer use. If possible, transfer your credit card balances to one card as well. Lenders want to see that you have as few financial commitments to other lenders as possible so that they will know that your financial commitment to them will take priority.

Contact us today to get started with your bad credit car loan today or for more information about how you can improve your credit!

When you are looking for a  used car in North York, buying your car from a dealer can help to ensure that you get a car that is not only in excellent condition, but that your car also comes complete with the best possible rates and financing opportunities possible. We are proud of the services and benefits that we offer to our customers when they buy their cars from us. Here are just a few of those benefits and services that you can take advantage of:

Inspection

Get the best car possible by ensuring that your car is completely inspection. We inspect every used car in Markham  that we sell in order to ensure that our customers will not have to deal with unpredictable service issues down the road. By having a car inspected from bumper to bumper, our customers can have peace of mind as well as a sturdy car that is safe for them to drive and that will be reliable in all weather conditions. That benefit also provides us with peace of mind that our customers will be safe in the cars we sell them.

Warranty

While many issues can be predicted in a car, there are some things we cannot predict. We won’t sell you a car that we think will need unpredictable service or that has any issues that could compromise the life or the safety of the car. However, if something happens to go wrong, you can have peace of mind that it will be covered by the warranty that we offer you with the car. This warranty covers our new and used cars in Toronto and will also cover many issues related to services you could need down the road.

Financing

Financing a new or used car  purchase is an important consideration for many of our customers. That’s why we work hard to provide financing programs that suit all budgets and needs. Our financing program has several different capacities. Some customers simply need us to review their budget and financial plan to ensure that they can afford a car. Other customers need a car loan in Scarborough, which we will gladly provide. Some customers also choose to participate in our trade-in program to reduce the price of their cars.

Contact Bob Bannerman, your Dodge Dealer in Toronto today for more information about any of our programs or benefits that make buying your next new or used car.