When Is It Time to Replace Your Tires?

Obviously vehicle tires serve an important purpose. Without them, a vehicle wouldn’t be able to move. It’s important to pay careful attention to your tires. They aren’t meant to last forever and will eventually begin to lose performance ability. As tires age and the tread on them wears down they become less safe. Tire failure can lead to serious accidents, so it’s important to know when it’s time to replace them.

The tread on the tire improves traction, especially on wet roads. As the tread begins to wear the tire isn’t as safe. A good rule of thumb is that if it’s down to 1/16 of an inch it’s time to replace the tires. In fact, in some states it is a legal requirement that tires have proper tread above 1/16 of an inch. There are a few ways to determine that the tire is worn. Perhaps the most popular way is the “penny test”. Simply put a penny upside down in the center of the tread. The tire is still good as long as you can’t see the top of Lincoln’s head. If you can see his head, the tires should be replaced.

Of course, this isn’t an exact science and this test has been criticized for not being 100% accurate. A more accurate way to check is to use a tire tread gauge. These can be bought at any auto store for a few dollars. You can also check the tread wear indicator on the tire. The tread wear indicator is located in the groove of the tread. If it is even, or almost even, with the tread around it, it means that the tire is worn. It’s no longer safe and should be replaced immediately.

You can also just use common sense when determining that a tire should be replaced. Regularly check out your tires to see how they look. Keep an eye out for any deep cracks or bubbles. Check the wear on all of the tires. If the wear is uneven on the front it could mean that there is an alignment issue. Make sure that tires stay properly inflated. If you notice that they don’t maintain correct tire pressure and lose air quickly, there is a problem with the tire.

Check your owner’s manual, but typically 6 years is a good amount of time to be using the same tires. It depends on your driving style, but 10 years should be the absolute maximum for using the same tires. A tire begins aging as soon as it is manufactured, not from its use date, because tires can deteriorate even if they are just sitting in a store. Tires can also age faster in warmer climates. When in doubt, have a trusted mechanic take a look at the tires when you have routine maintenance work done and get a professional opinion on the wear and tread.

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To check your tires you can schedule car service in Toronto, you can just fill in our online form and we will contact you with a time that works with your busy schedule. Bob Bannerman , your Chrysler dealer in Toronto, offering a full selection of new and a large inventory of used trucks, and used cars in Toronto. Visit us today!

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How to Apply for Auto Loans Online

Many of our customers turn to the internet at their first step in applying for an auto loan Richmond Hill. In order to make the process of getting an auto loan more convenient for our customers, we have an interactive online tool that allows our customers to apply for auto loans online and then be contacted by our lenders for more information.

Here are a few things that you need to know about how to apply for auto loans in Markham online and how to get more helpful information that can help you:

Check out all of our financing options

Even if you think that you will definitely take advantage of our auto loans, be sure that you take time to review all of the financing options that we have to offer. These financing options include our auto loans as well as trade-in programs and even special deals and rates that we have ongoing throughout the years.

Complete the credit application

Once your review all of the financing options that we have available to you, complete the credit application. We have this credit application available online so that you can complete it from the comfort of your home or office. When you submit it, you will be submitting it over our secure server so that you do not have to worry about losing your information online.

You can also complete the credit application in person by stopping by our dealership anytime!

Speak with a lender

Once we receive your credit application either online or in person, our experienced lenders will take time to review it. During this review process, we will develop several different loan options that you can use when you take the car loan in Markham out. These loan options will be based on your unique credit situation as well as your current financial situation.

Select the option for you

After you take time to review all of the auto loan in Toronto options that we have developed for you, it’s time to select the option that is right for your needs. This option should help you to afford your car when you buy it, but also for the full duration of the loan. Remember: you’ll have to repay this loan on a monthly basis for several months or years to come, so it’s important that you are comfortable with the arrangement.

Contact us today for more information about our auto loans or to get started with the process online!

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How to Save Money on Used Cars

When it comes to buying a new or used car in Scarborough, it is important to take a look at your budget – both long term and short term – before making any financial commitments. Keep in mind that your used car will not only require an upfront payment, but you will also need to make regular payments on the car if you purchase it using a loan. Plus, every car needs maintenance from time to time as well.

Here are 3 things you need to think about in order to save money on your used car in Toronto:

Fuel Efficiency

Believe it or not, having a fuel efficient car can save you thousands of dollars each year. Not only are fuel efficient cars better for the environment because they have less fuel emissions, but they are also better for your pocket book. When you save money each month at the pump, you can invest that money in high interest rate CDs or savings accounts that will actually earn you money over time.

Less Maintenance

It is important that you look for a used car in Scarborough that will require as little maintenance as possible. Some brands and models of cars are known for their reliability, which means that they have few problems and are inexpensive to fix when something goes wrong. Other cars, however, are known for their unreliability, which means that they may require more fixes and they may be more expensive to fix when something goes wrong. It may be nice to think that the car you are purchasing will not require any maintenance or repairs, but remember that it is important to plan for those expenses as well.

Resale Value

No matter how long you think you will have your car, it is important to think about the vehicle’s resale value so that you will be able to predict how much money you will be getting back from the car when it comes time for you to sell it. The resale value is different for each car. The best way to predict resale value is to look at the history of the vehicle from a sales perspective.

No matter what kind of used car in Toronto you purchase, remember to take into consideration the basics in order to save money not only during the initial sale, but also during the long-term course of your ownership. Used cars can be expensive if you are not careful during the initial purchase.

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3 Tips to Repair Your Credit

 

Having bad credit is nothing to be ashamed of. We have many customers each day that approach us for car loans, but are embarrassed by their credit situations. They also believe that because they have bad credit, they will not be able to get a good car loan that they can actually afford. We want all of our customers to know, first, that we are here to help them get the best cars and the best car loans for their needs. Therefore, we will not pass judgment on them because they have bad credit. In fact, if our customers have bad credit, they are still able to get great cars at amazing car loan rates.

However, by taking some small steps to repair their credit, our customers will be able to position themselves to get a better car loan rate years down the road. We can recommend some simple changes today that will help each of our customers set themselves up for lower interest rates and higher loan amounts years down the road. Here are a few tips for our customers that can help them repair their credit:

Get that car loan

Get that car loan. Go ahead! Even if you have to take out a bad credit car loan, you will not only be able to drive away in a car, but you will actually be rebuilding your credit. Whenever you take out a bad credit car loan, you will be setting yourself up to get a good credit car loan down the road. Why? Because as long as you repay that bad credit car loan, you’ll be showing future lenders that you have a history of being financial stable and of being responsible enough to repay your car loans. Future lenders will like that!

Stay put

If you have been changing your address or job frequently, we know that this may not be your fault. However, it will still reflect negatively on your credit. Therefore, stay put as much as you can. This means keeping the same mailing address and, if possible, keeping the same job.

Minimize debts

It’s important that you keep your debts as streamlined as possible. This means that you minimize the number of debts that you have. Close old credit card accounts that you no longer use. If possible, transfer your credit card balances to one card as well. Lenders want to see that you have as few financial commitments to other lenders as possible so that they will know that your financial commitment to them will take priority.

Contact us today to get started with your bad credit car loan today or for more information about how you can improve your credit!

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3 Benefits of Buying from Bob Bannerman

When you are looking for a  used car in North York, buying your car from a dealer can help to ensure that you get a car that is not only in excellent condition, but that your car also comes complete with the best possible rates and financing opportunities possible. We are proud of the services and benefits that we offer to our customers when they buy their cars from us. Here are just a few of those benefits and services that you can take advantage of:

Inspection

Get the best car possible by ensuring that your car is completely inspection. We inspect every used car in Markham  that we sell in order to ensure that our customers will not have to deal with unpredictable service issues down the road. By having a car inspected from bumper to bumper, our customers can have peace of mind as well as a sturdy car that is safe for them to drive and that will be reliable in all weather conditions. That benefit also provides us with peace of mind that our customers will be safe in the cars we sell them.

Warranty

While many issues can be predicted in a car, there are some things we cannot predict. We won’t sell you a car that we think will need unpredictable service or that has any issues that could compromise the life or the safety of the car. However, if something happens to go wrong, you can have peace of mind that it will be covered by the warranty that we offer you with the car. This warranty covers our new and used cars in Toronto and will also cover many issues related to services you could need down the road.

Financing

Financing a new or used car  purchase is an important consideration for many of our customers. That’s why we work hard to provide financing programs that suit all budgets and needs. Our financing program has several different capacities. Some customers simply need us to review their budget and financial plan to ensure that they can afford a car. Other customers need a car loan in Scarborough, which we will gladly provide. Some customers also choose to participate in our trade-in program to reduce the price of their cars.

Contact Bob Bannerman, your Dodge Dealer in Toronto today for more information about any of our programs or benefits that make buying your next new or used car.

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Why We Are the Place to Buy Used Cars

Are you looking for a great used car in Scarborough at a price you can afford? If so, then take a closer look at the wide variety of used cars and parts that we have available at our dealership. We work hard to make sure that each of our customers has the financial arrangement, options, and service that they need in order to buy a used car that they will love for years to come.
Here are a few of the reasons why we think you’ll love buying your used car from us:

Variety
When it comes to finding the right used car in North York for your needs, there’s no mistaking the fact that it’s important to have access to a wide variety of options. The used cars in our lot are diverse and represent the finest selection of used trucks, used vans, used SUVs, used sedans and more. Plus, if you find a used car in our lot that you absolutely love, you can customize that used car even more to meet your specific needs by selecting components for the used car from our accessories. These accessories may include items such as roof racks, larger wheels, running boards, and so much more.

Financing
Many of our used car customers are financially savvy individuals who know that one of the most economical decisions they can make is to buy a used car in Markham. That’s why we work hard to make sure that these customers are completely happy with the financing options that we offer. These financing options may include low interest rate loans, trade-in opportunities, and even special programs that can reduce the purchase price of the car even more. Contact us today to learn more about the financing programs that we currently have available for your needs.

Warranty program
All of our used car customers will be able to take advantage of our comprehensive warranty program. This program is designed to help our customers save money and time in the event that they need their used cars to be serviced. The warranty program covers many major issues that may affect the used car. However, we want to reassure all of our used car customers that we thoroughly inspect every used car we sell before we put the cars on the lot in order to ensure that our customers will have access to the safest and most reliable cars available.

Contact Bob Bannerman, your used car dealer in Toronto  today to get started finding the right used car for your needs or for more information about any of our used car programs!

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Top 4 Reasons to Buy Your Used Cars from the Dealer


Are you looking for great rates, reliability, and services that you will actually use when buying a used car? If so, then we’d like to tell you more about the many reasons that we think you should buy your next used car in Toronto from our dealership. At our dealership, we work hard to listen to our customers and develop programs based on their unique needs. Here are just a few of those programs and services that may be just right for you:

Variety

Many of our customers have a basic idea of what they are looking for in terms of the used car they’d like to buy. However, having the ability to look at many different models, types, and vehicles in different price ranges is one of the most important things in helping our customers find the right used cars in Scarborough for their needs. For this reason, we maintain a well-stocked lot filled with different types of used cars for them to look through. After looking through our used car lot, many customers change their minds completely about what they are looking for – and are often surprised by what they can afford!

Financing

We believe that everyone who needs a used car in North York should be able to afford a used car. For that reason, we have developed several different financing programs to help our customers get the right used cars for their needs. Some of these financing opportunities include our trade-in program. Others include our specials, which rotate throughout the year. The vast majority of our customers also take advantage of our loan program, which features competitive rates for used cars.

Warranty

Our customers get peace of mind from our used car warranty program. Through this program, we will cover the cost to service many major issues that you could face with your used car purchase. Therefore, the warranty program will save you money now – and years from now.

Inspection

It is important for you to feel confident in the safety and reliability of your used car. Therefore, we inspect each used car thoroughly in order to ensure that it is in peak working condition. This inspection helps to ensure that the car will last for years to come and be reliable enough for you to take anywhere.

Contact Bob Bannerman today at www.bobbannerman.com to learn more about the many programs and services that we are proud to offer through our dealership. We look forward to helping you find the best used car in Toronto for your needs.

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Why Car Loans Can Be Good

 

If you are thinking about buying a car but are not sure whether or not to buy a car using a car loan in Toronto, then we are happy to share with you some of the many reasons why we think buying a car with a car loan is a wise choice for many of our customers. When our customers apply for car loans, they are sometimes concerned about issues related to their finances, such as bad credit, the loan amount that they may qualify for, and interest rates. However, there are many other factors that go into determining whether a car loan is right for you.

Here are a few things that you may want to think about when determining whether or not to get a car loan in North York:

It helps you get a good car now

Many of our customers tell us that they are trying to decide between getting a good car with a car loan or settling for a car that only meets their short-term needs that they can buy with cash. From a safety, long-term investment, and overall quality perspective, we generally encourage our customers to get a car loan that allows them to buy a car that will suit their long-term needs and current lifestyle. We can offer competitive interest rates that will help these customers to keep low monthly loan repayment amounts that they can easily afford – no matter how long they plan to keep the car loan.

You can refinance

One issue that comes up with many of our customers with bad credit is the fact that customers with bad credit generally have to pay greater interest rates and qualify for lower loan amounts. When customers have bad credit, we encourage them to go ahead and get the safe and reliable car – even if it means paying more for their cars now. A few years down the road, paying those loan repayments each month will result in a higher credit score. With that higher credit score, they can refinance their car loans in order to save money down the road – but they’ll still have that safe and reliable car.

It’s easy

Getting a car loan in Toronto  is not as easy as some people might imagine. In fact, getting a car loan can be done in the same day that you apply – and you can begin the process from the comfort of your own home or office. Simply complete the credit application online to get started right where you’re sitting!

At Bob Bannerman, your Chrysler Dodge dealer in Toronto look forward to helping you get the best car loan for your needs. Contact us today to get started!

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How to Use Our Web Site to Find the Right Used Car

 

Get started finding the right used car in Toronto for your needs online! Our Web site is loaded with helpful information, links, and services that will ensure that you get the best information and used car buying options available. Here are just a few of the ways that you can use our Web site to find the right used car – right from the comfort of your home or office:

Inventory

When buying a used car in North York, it’s important to be able to take a good look at all of the available used car options. This means being able to look through the inventory to determine what is available, with what options and features – and at what prices. Using our Web site, you can see what used cars we have available without ever needing to set foot on our lot!

Schedule a test drive

Once you spot a used car in our online inventory that you’d like to test drive, you can schedule a test drive using our convenient online scheduling system. This scheduling system helps to ensure that you get personalized service from the moment you step onto our lot in order to test drive the used car. You’ll love how easy it is to test drive as many used cars as you’d like when you get started with our scheduling tool.

Learn about financing options

Use our Web site to learn about financing options that may be available to you. Have a used car that you would like to trade in? Find out what the value of that used car in Toronto might be by using the link to the Canadian Black Book value estimator. Want to know what specials we currently have going on? Visit our specials section for details. You can also complete the online credit application in order to get started with your credit loan today.

Warranty

Every one of our used cars comes with a warranty that will help to give you peace of mind when you drive away from our lot. Learn more about what is covered in this warranty program online by visit our warranty information section.

Get information

Whenever you make an important purchase, such as the purchase of a new or used car, it’s important to have as much information as possible. We welcome you to browse through our blog and other resource sections of our Web site for more information about how to buy the right used car for your needs, why to buy from a dealership, how to properly maintain your used car and more.

Contact Bob Bannerman, your used car dealer in Toronto today to learn more about the features that are just for you on our Web site. We look forward to helping you find the best used car for your needs!

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